Disability

If you become totally and permanently disabled, you may be eligible to retire immediately. Please contact the Administrator as soon as you become disabled.

For more information, please refer to the Disability Before Retirement section of the Pension Plan Booklet.

Shortened Life Expectancy

If a physician has certified that you have an illness or disability that will shorten your life considerably, and you have not yet started your pension, you may withdraw your benefit in a lump sum or in a series of payments. If you are terminally ill, you may contact the Administrator for further details.

For more information, please refer to the Shortened Life Expectancy section of the Pension Plan Booklet.